Description:
Commercial Insurance Associates, LLC (CIA) has developed a program to offer retail tenants an improved option to manage the insurance they require from their landlords.  The ideal prospect has a large number of freestanding locations on long term leases.  These programs utilize the combined purchasing power of a large group to provide benefits for all parties.

Key considerations include the following items:

• Coverage with major insurance carriers rated A XIII or better by AM Best.
• Consistent coverages for all stores, tailored to comply with the retailer’s lease requirements
• Landlords are freed from the responsibility to find individual coverage
• The retail tenant is freed from the responsibility to review landlord coverage for compliance with lease terms and process appropriate reimbursement.
• One-stop simplified procurement process
• Requires completion of only a simple one page application to enroll
• Premiums are billed directly to the retailer, eliminating the need for landlords to pay the premium and seek reimbursement
• Simplified renewal process in subsequent years
• Streamlined claim process in the event of a loss

CIA is a full service property & casualty insurance agency that is licensed in all 50 states.